What does a Treasury Analyst do?

Mary McMahon
Mary McMahon

The job description for a treasury analyst is quite variable, as this job title is used in reference to several different types of positions in the financial world. As a general rule, people interested in this kind of work need at least an associate's degree, and may need a master of business administration degree for high powered analyst jobs. The work requires a knowledge of banking functions and accounting, and the pay depends on the region the person works in and the precise nature of the job.

A treasury analyst may have assistants to assist with research and other tasks.
A treasury analyst may have assistants to assist with research and other tasks.

One kind of treasury analyst is a person who manages the flow of cash at a financial institution or in an office where cash transactions are made. The treasury analyst is responsible for logging cash transactions, keeping records, overseeing transfers, and engaging in other activities related to monitoring the supply and movement of cash. This type of analyst may support other staffers and can work with people like accountants to keep accurate and detailed financial records.

To work in this kind of position, it is usually necessary to have at least a two-year degree, along with some experience in accounting and finance. Experience requirements vary, depending on the position, and some employers prefer to promote internally. This allows them to work with existing employees who are already familiar with the company's internal system, accounting policies, and structure.

The other type of treasury analyst job is more advanced. These financial professionals make financial projections, analyze market conditions, and provide support to companies interested in taking a long term position in the market. They can help set policy and provide important information for companies evaluating investments, mergers, and other financial activities. This type of treasury analyst works with a wide variety of materials, including public filings, financial publications, and financial research, to generate a complete and accurate picture.

Advanced education is typically required to work in this position. People in this job may start out working with a partner or a supervisor as they learn to apply their skills, eventually working independently. They may have assistants or secretaries to assist with research and other tasks. Administrative support can be important, as treasury analysts commonly work on deadlines and are expected to produce polished finished reports incorporating large amounts of material. A single person might not be able to meet the demands of the job, while a person with one or more assistants can delegate tasks to make the deadline.

Mary McMahon
Mary McMahon

Ever since she began contributing to the site several years ago, Mary has embraced the exciting challenge of being a wiseGEEK researcher and writer. Mary has a liberal arts degree from Goddard College and spends her free time reading, cooking, and exploring the great outdoors.

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Discussion Comments


@qwertyq – In a very small firm (5 employees or less), a secretary could probably do the same thing, but it’s not likely. It’s funny you asked that, because one of my clients asked the same question last week (I’m a career counselor).

The exact signs that a treasury analyst is doing a good job will differ from company to company. But I think the common signs would be that they always file reports on time, follow all the company’s accounting policies, and keep track of all the company’s money.

If a treasury analyst usually estimates project costs accurately, and is good at finding ways to cut costs without sacrificing productivity, those are also signs that they’re doing a good job.


@Animalz – How can you tell when a treasury analyst is doing a good job? They manage money and create reports, but I can’t figure out how their bosses know they’re doing their jobs correctly. Can’t a secretary do the same thing?


@smartypantz – Like the article says, there are many different types of treasury analysts. Combine that with the fact that there are millions of companies and nonprofit organizations around the world that need someone to look after the finances, and I think it’s a solid career choice.

Of course, nothing is guaranteed, and you might get laid off at some point in your career, but if you do a great job when you’re employed, you’ll have good references and probably be hired somewhere else within a few months. I say go for it!


From what I see online, the average treasury analyst salary is $75,000. Because of that, and the fact that I love to work with numbers and money, I want to be a treasury analyst. I’ll be entering college next year and need to know if that’s a good career choice. Will I always be able to find work in that field?

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